Experience
A track record of delivering product, commercial and regulatory programmes in regulated payments, banking and fintech infrastructure.
Recent consulting work
Commercial and product consulting for a UK and European e-money institution
We support a major UK and European e-money institution with commercial strategy, product-commercial alignment, vertical framework development and pre-sales consulting across card issuing, disbursement and digital wallet programmes. Our work has included building vertical-specific sales collateral, refining fund-flow and value-chain narratives, and aligning product capabilities with client propositions.
Vertical strategy and productisation framework
We developed a repeatable vertical strategy framework for a payments issuer, mapping target segments, ideal customer profiles, capability requirements and sales collateral to each vertical. The output turned horizontal product capability into packaged, market-ready propositions.
Enterprise bid and procurement support
We supported large-scale procurement responses for regulated programmes, including government-scale disbursement and digital payments contracts. Work covered structured solutioning, delivery narratives, risk positioning, compliance framing and commercial messaging.
Wearable and device-led payment programme
We advised on the product and commercial architecture for a wearable-led payment solution, including tokenisation journeys, programme management structures, client onboarding paths and pricing models for device-based card provisioning.
Previous delivery roles
UK EMI platform transformation
We led product scoping for the full replacement of a legacy UK payments stack with a modern outsourced issuer-processing platform. Interface scope covered clearing houses, KYC/AML providers and FX liquidity providers across finance, legal, operations, compliance and technology.
Government disbursement programme
We acted as technical product lead for a government-mandated disbursement programme serving 400,000 citizens. This included spend controls, real-time settlement architecture and complex authentication flows. The programme launched on time and remains live.
European product pipeline ownership
We owned the European product pipeline across 12 simultaneous client programmes. This involved managing product owners and solutions consultants, maintaining roadmap visibility and building structured feedback loops between client-facing work and product planning.
Confirmation of Payee regulatory delivery
We led a Confirmation of Payee rollout under direct Payment Systems Regulator engagement. Scope included requirements, vendor selection and delivery governance, with the regulatory deadline met.
Private equity fintech asset management platform
We delivered a fintech infrastructure build for a private equity group from zero to live. This covered vendor selection, automated investor onboarding, GP/LP profit share waterfall logic and real-time investor portals. The platform went live and the engagement concluded as planned.
AI and process automation in banking
We ran discovery-led consulting engagements with banking and financial services clients, translating operational and compliance pain points into AI automation designs and supporting client product owners on feasibility and delivery governance.
Enterprise transformation consulting
We spent seven years delivering operating model redesign and technology transformation programmes across financial services, utilities and public sector, building expertise in regulated industries, programme governance and influencing without direct authority.